• 40 Winfield Place Jackson, Tn
     
    Gated community, Mexican tile floors, and Outdoor living area! http://www.larealtyllc.idxco.com/idx/10904/details.php?idxID=318&listingID=147195
  • 15 Mullins Ln Milan, Tn
     
    4 bed 3 bath with office, remodeled home, solid surface countertops! http://www.larealtyllc.idxco.com/idx/10904/details.php?idxID=318&listingID=146573
  • 175 Ayers Dr. Jackson, Tn
     
    Great starter home just around the corner from Jackson General! http://www.larealtyllc.idxco.com/idx/10904/details.php?idxID=318&listingID=148089
  • 185 Cypress Heights Buchanan, Tn
     
    LAKE FRONT! Just a short stroll to your dock and boat lift http://www.larealtyllc.idxco.com/idx/10904/details.php?idxID=999&listingID=IDX-1311086497&supp=1
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    • Guide to Buying

    Thinking about buying? Have questions? Contact Us!

     

    1. Figure out how much you can afford
    What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.

    - How much home can you afford?
    - Buying vs. Renting
    - Home Economics
    - Homebuying programs in your state


    2. Know your rights

    - Fair Housing: Equal Opportunity for All- brochure
    - Real Estate Settlement Procedures Act (RESPA)
    - Borrower’s rights
    - Predatory lending

    3. Shop for a loan

    - Looking for the best mortgage: shop, compare, negotiate- brochure
    - Let FHA help you
    - Learn about interest only loans
    - Avoid Predatory Lenders


    4. Learn about homebuying programs

    - Homebuying programs in your state
    - Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!)
    - HUD’s special homebuying programs 

    - Good Neighbor Next Door(formerly known as Teacher/Officer/Firefighter Next Door)
    - Hurricane Evacuees discounted sales
    - Homeownership for public housing residents
    - Indian Home Loan Guarantee Program(Section 184)

    5. Shop for a home

    - Choose a real estate agent
    - Wish list- what features do you want?
    - Home-shopping checklist? take this list with you when comparing homes
    - Homes for sale(including HUD homes)
    - “Fixer-Uppers – home purchase and repair programs
    - Manufactured (mobile) homes
    - Build a home


    6. Make an offer

    - Making an offer


    7. Get a home inspection

    - For Your Protection Get a Home Inspection
    - 10 Questions to ask a home inspector

    8. Shop for homeowners insurance

    - Homeowners insurance
    - 12 ways to lower your homeowners insurance costs


    9. Sign papers
    You’re finally ready to go to “settlement” or “closing.” Be sure to read everything before you sign!